2025 Digital Payments in India: Growth, Inclusion, and Road Ahead
India’s digital payments ecosystem is experiencing unprecedented growth and innovation in 2025. Fueled by robust infrastructure, regulatory support, and rapid technology adoption, digital payments are transforming how millions of Indians transact, save, and access financial services. Below, we break down the latest trends, statistics, and innovations shaping this dynamic sector.
Digital Payments in Numbers: 2025 Snapshot
Metric
2024-2025 Value
Trend/Highlight
UPI Transactions (H2 2024)
93.23 billion
42% YoY growth
UPI Transaction Value
₹130.19 trillion
Record high
Mobile Payment Transactions
88.54 billion
41% YoY growth
Digital Wallet Users (Projected)
900 million (by 2025)
Massive adoption
Digital Payments Market Value
$1 trillion (pro...